Purchasing California home insurance can get confusing, and at Gibson-Hadley Insurance we understand this. Although you are not legally required to purchase homeowner's insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! Gibson-Hadley Insurance is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic California homeowner’s insurance policy will cover the following:

• The structure of your home
• Replacement costs
• Personal possessions (up to a set limit)
• Living expenses in case of a disaster
• Liability

You can also add supplemental policies such as:

• Valuable Articles Insurance/Floater policies (i.e. Jewelry Insurance)
• Flood Insurance policies
• Earthquake Insurance policies
• Rental Properties Insurance
• Vacation Homes Insurance
• Umbrella insurance policies (additional liability)
• Animal Liability (liability issues due to household pets)

The needs of every home owner are different and your home insurance policy should reflect that. The agents at Gibson-Hadley Insurance will create a California home insurance policy that will best suit you and your family where ever you live. If you rent your home then you will see the benefits of California Renters Insurance. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!

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Gibson-Hadley Insurance has been proudly providing California car insurance to California for over 30 years.